Effective date: August 13, 2025
Website: https://wealthstack.us/ (“WealthStack,” “we,” “our,” “us”)
Quick summary (plain English)
We share educational money guidance for U.S. readers. We’re not your financial advisor, accountant, or attorney. Information may change; use your judgment and consult a qualified professional before acting. We provide content and tools as-is and we’re not liable for losses that result from using them.
1) Acceptance of these terms
By accessing or using WealthStack, you agree to these Terms & Disclaimers and to our Privacy Policy and Disclosures. If you do not agree, please do not use the site.
2) Educational-only content (no personalized advice)
All articles, emails, downloads, tools, calculators, videos, and social posts are for educational and informational purposes only. They are not tailored to your personal circumstances and do not constitute financial, investment, tax, accounting, or legal advice.
3) No financial, investment, tax, or legal advice
Nothing on WealthStack should be interpreted as:
- A recommendation to buy, sell, or hold any security or financial product,
- An offer to provide investment advisory services,
- Tax, accounting, or legal advice.
Always consult a qualified professional (e.g., a fiduciary financial adviser, CPA, or attorney) who can consider your specific situation.
4) No client relationship
Your use of WealthStack does not create a client, advisory, fiduciary, or professional relationship with us or with any author (including Riley Morgan).
5) Investment risks & past performance
Investing involves risk, including possible loss of principal. Markets are volatile; asset values can go down as well as up. Past performance is not indicative of future results. Any projections or scenarios are illustrative and not guarantees.
6) Accuracy, timeliness, and no warranties
We strive for accuracy and regularly update content, but laws, regulations, limits, and product details (e.g., IRA limits, fund expenses) change. WealthStack is provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, title, non-infringement, availability, or accuracy.
7) Tools & calculators
Our tools and calculators use assumptions and simplified models for education. Results are estimates only and may differ from outcomes you experience. You are solely responsible for decisions made based on these outputs.
8) Third-party links, products, and services
We may link to or reference third-party websites, tools, products, or services. We do not control and are not responsible for third-party content or practices. Your use of any third-party site or product is at your own risk and subject to its terms and policies.
9) Compensation & disclosures (summary)
We may earn compensation from some links (e.g., affiliate links or sponsorships). Compensation does not influence our analysis or recommendations. See our full Disclosure & Affiliate Policy for details. All sponsored/affiliate links are labeled where practical.
10) User responsibilities
You are responsible for:
- Evaluating whether information on WealthStack is appropriate to your circumstances,
- Confirming current rules, limits, fees, and terms with authoritative sources or providers,
- Complying with applicable laws and regulations.
If you are under 18, use WealthStack only with the involvement of a parent/guardian. WealthStack is not directed to children under 13.
11) Limitation of liability
To the maximum extent permitted by law, WealthStack, its owners, authors, employees, and partners shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, or for lost profits, revenues, data, or goodwill, arising from or related to your use of (or inability to use) the site, content, tools, or third-party links—even if we have been advised of the possibility of such damages.
If applicable law does not allow the exclusion of certain damages, our aggregate liability to you for any and all claims shall not exceed USD $100.
12) Indemnification
You agree to indemnify, defend, and hold harmless WealthStack and its affiliates, owners, and authors from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the site, your violation of these terms, or your violation of any law or third-party right.
13) Changes to the site and to these terms
We may update content or these Terms & Disclaimers at any time. Material changes will be reflected by updating the “Effective date” above. Continued use of the site after changes means you accept the updated terms.
14) Governing law & venue
These terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Exclusive venue for any dispute shall be the state or federal courts located in Travis County, Texas, and you consent to their jurisdiction. (Change this if your business is based elsewhere.)
15) Contact us
Questions or requests about these Terms & Disclaimers:
Email: contact@wealthstack.us (update if different)
Mailing address: WealthStack, Austin, TX (update if you use a P.O. box)
Note: This page is for your convenience and is not legal advice. Consider having a qualified attorney review it for your specific business and jurisdiction.