Privacy Policy

Effective date: August 13, 2025
Website: https://wealthstack.us/ (“WealthStack,” “we,” “our,” “us”)
Contact (privacy requests): contact@wealthstack.us
Mailing address: Austin, TX, USA

This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit WealthStack, subscribe to our emails, or use our tools. It applies to all visitors, including those in the U.S., EU/EEA, UK, and other regions.

1) What we collect

1.1 Information you provide

  • Contact details (e.g., name, email) when you subscribe, contact us, or download resources.
  • Content submissions (e.g., comments, messages, survey responses).
  • Calculator inputs (numbers you enter into tools). These are processed to generate results; we do not add them to marketing lists unless you choose to save or email results.

1.2 Information collected automatically

  • Usage data (pages viewed, referring/exit pages, timestamps).
  • Device/technical data (IP address, browser type, OS, screen size).
  • Cookies & similar tech (pixels, local storage) for analytics, performance, preferences, and (if enabled) advertising/affiliate attribution. See Section 8 (Cookies).

1.3 Information from third parties

  • Email platforms (subscription status, opens/clicks).
  • Analytics providers (aggregated behavior metrics).
  • Affiliate/sponsor partners (conversion attribution in aggregate—no banking or SSN data).
  • Social platforms if you interact with our pages or share content.

We do not knowingly collect sensitive personal information (e.g., SSN, health, precise geolocation). Please do not send such data to us.

2) How we use your information

We use information to:

  • Provide and improve the site, content, and tools/calculators.
  • Send newsletters and updates you request (you can unsubscribe anytime).
  • Understand audience interests (analytics, A/B tests, performance).
  • Maintain security, prevent fraud/abuse, and comply with law.
  • Manage affiliate/sponsor disclosures & attribution (see our Disclosures page).
  • Respond to your messages, requests, or rights inquiries.

Legal bases (EEA/UK): consent (e.g., email opt-in, cookies), legitimate interests (e.g., security, basic analytics), contract (providing requested content/services), legal obligations.

3) How we share information

We share information with:

  • Service providers/“processors” (website hosting/CDN, analytics, email service, form tools, error/performance monitoring).
  • Affiliate/sponsor/advertising partners for attribution and compliance, where applicable.
  • Professional advisors and authorities when required by law or to protect rights and safety.
  • Successors in a business transfer (e.g., merger or acquisition), subject to this Policy.

We do not sell your personal information for money. Some U.S. state laws treat certain advertising/analytics as a “sale” or “sharing” of personal information; see Section 10 for your choices.

4) Data retention

We keep personal information only as long as needed for the purposes above, including:

  • Email subscriber data: until you unsubscribe or after reasonable inactivity.
  • Contact form inquiries: typically 24 months.
  • Analytics data: per provider defaults/controls (often 14–26 months).
  • Legal/backup logs: as required to comply with law and maintain security.

We periodically anonymize or delete data when no longer required.

5) Security

We use technical and organizational measures (HTTPS, access controls, encryption in transit, least-privilege access). However, no method of transmission or storage is 100% secure. Please use strong, unique passwords for any accounts associated with your email.

6) Children’s privacy

WealthStack is not directed to children under 13 and we do not knowingly collect personal information from them. If you believe a child under 13 provided information, contact us and we will delete it. If you are under 18, use the site only with a parent/guardian.

7) Your choices

  • Email: click Unsubscribe in any message or email us at privacy@wealthstack.us.
  • Cookies: manage preferences via our Cookie Settings banner or your browser (see Section 8).
  • Do Not Track: we currently do not respond to DNT signals (industry standard is evolving).
  • Calculator data: use tools without saving; if you opt to email results, that email is handled by our email provider.

8) Cookies & similar technologies

We use:

  • Strictly necessary cookies (site security, basic functions).
  • Performance/analytics (e.g., page views, load times).
  • Preferences (remembering settings).
  • Advertising/affiliate (if enabled) to attribute referrals and measure campaigns.

You can:

  • Use our Cookie Settings to accept/reject non-essential cookies.
  • Control cookies via your browser (blocking may affect functionality).
  • Opt out of certain third-party analytics/ads via their tools where offered.

9) International transfers

We’re U.S.-based. If you are outside the U.S., your information may be processed in the U.S. and other countries, which may have different data-protection laws. Where required, we use appropriate safeguards (e.g., Standard Contractual Clauses) for transfers.

10) Your privacy rights

10.1 U.S. state privacy rights (e.g., CA/VA/CO/CT/UT)

Depending on your state, you may have rights to access, correct, delete, opt out of certain data processing (including “sale”/“sharing” for advertising), and obtain a portable copy of your data.

  • Opt-out of “sale”/“sharing”: Use the “Your Privacy Choices / Do Not Sell or Share My Personal Information” link in our footer (or email us).
  • Limit use of sensitive data: We do not use sensitive data for inferring characteristics.
  • Appeals: If we deny a request, you may appeal by replying to our decision email.

10.2 California disclosures (CPRA)

  • Categories collected: identifiers (e.g., email/IP), internet activity (e.g., browsing), approximate geolocation (from IP).
  • Sources: you, your device/browser, service providers, affiliates.
  • Business purposes: as listed in Sections 2–3.
  • Retention: as in Section 4.
  • Non-discrimination: We won’t discriminate for exercising your rights.
  • Shine the Light: We do not share personal information with third parties for their own direct marketing purposes without your consent.

10.3 EEA/UK/Swiss rights (GDPR/UK GDPR)

You may have rights to access, rectify, erase, restrict, object, data portability, and withdraw consent at any time (where processing is based on consent).
Data Controller: WealthStack ([UPDATE: Legal entity name & address])
EEA/UK contact for data rights: privacy@wealthstack.us
You may lodge a complaint with your local data protection authority.

How to exercise your rights (all regions):
Email privacy@wealthstack.us with your request and verify your identity. We will respond within the timeframe required by law. Authorized agents may act on your behalf where permitted, with appropriate authorization.

11) Third-party services we use (examples)

We share information with service providers to run the site. Each provider has its own policy and compliance program. Examples include:

  • Hosting/CDN: [UPDATE: your host] / Cloudflare
  • Analytics: Google Analytics (and/or privacy-centric alternatives if used)
  • Email & forms: Beehiiv / MailerLite / [UPDATE: your provider], contact forms
  • Performance/monitoring: [UPDATE if used]
  • Advertising/affiliates: Providers that attribute clicks/sales (we label affiliate links)

We review vendors for security/privacy practices and sign data-processing agreements where applicable.

12) Links to other sites

We link to third-party websites and resources. We are not responsible for their content or privacy practices. Review their privacy policies before providing information.

13) Changes to this Policy

We may update this Privacy Policy from time to time. We’ll post the update date at the top. Material changes will be highlighted or announced where appropriate. Continued use of the site after changes means you accept the updated Policy.

14) Contact us

15) Region-specific addenda (optional)

If you have significant audiences in these regions, consider adding:

  • Nevada (NRS 603A): Right to opt out of “sale” as defined by Nevada law.
  • Canada (PIPEDA): Contact info for inquiries and complaint escalation.
  • Brazil (LGPD): Identify local contact and legal bases.

16) Your Privacy Choices (quick links to add in footer)

  • Cookie Settings (opens consent manager)
  • Do Not Sell or Share My Personal Information → /do-not-sell/
  • Data Access/Deletion Request → /privacy-request/